Arabian Capital Holding Company (“ACH”) is a Kuwaiti Shareholding Company incorporated in accordance with the Kuwaiti Commercial Companies law, Decree No.15 of 1960, as amended and regulated by the Ministry of Commerce & Industry. ACH Capital is KD 10 million and the founder is Mr. Abdulaziz Mubarak Al-Hassawi.

Kuwait Finance House (KFH) was established in the state of Kuwait in 1977 as the first bank operating in accordance with the Shari’a. KFH is listed in the Kuwait stock exchange. Assets total KD 8.789 billion (US$ 32 billion) and deposits amount to KD 5.361 billion (US$ 19 billion) as per the balance sheet of December 2007. Since the 1980’s, KFH has witnessed multi-activity international expansion. It has established independent banks in Turkey, Bahrain, and Malaysia. Moreover, it has stakes in other Islamic banks. Its investment activities in the US, Europe, South East Asia and the Middle East contributed tremendously to achieving the ever-growing profit of KFH, in collaboration with the world’s leading companies and banks, such as Citibank, Deutsche Bank JP Morgan, BNP Paribas, ABN Amro, HSBC, and Islamic Development Bank (IDB).

Kuwait Finance & Investment Company (KFIC) is a Kuwaiti shareholding company incorporated under the Commercial Company Law No. 15 of 1960 and amendments thereto (C.R.80279). The company is registered with the Central Bank of Kuwait as an Investment Company with a license to conduct both Finance & Investment Services. KFIC is listed on the Kuwaiti stock exchange.

KFIC was incorporated on March 27 th 2000 under the name Kuwait Financing Services Company with a license to conduct Financing services only. During 2003, KFIC underwent a change in ownership structure and business strategy aiming to provide investment services to augment its flourishing Financing Services. This objective was realized in April 19 th 2004 when its application to add Investment services was approved by the central Bank of Kuwait .

Since its incorporation, KFIC has grown by implementing a number of capital increases for a total current capital of K.D. 30.385 Million equivalent to U.S.D. 105 Million.

Mr. Abdulaziz Mubarak Al-Hassawi is one of the most prominent business men in Kuwait. He is a senior executive in several leading institutions in addition to managing a major family business in Kuwait. The Al-Hassawi group of companies is engaged in various sectors inside and outside Kuwait:

• Real Estate Investments (Kuwait, Saudi, Bahrain, UAE, Lebanon, UK and Germany)
• Hotels (Kuwait, Lebanon, Saudi and UAE)
• SKM Air-conditions factory (Saudi and UAE)
• Financial Investments through major stakes in financial institutions in Kuwait (directly and indirectly)

Mr. Abdulaziz currently heads the family and he is the Chairman and Managing Director for the Group.